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Khaled Salem
2026
2026

Khaled Salem

Chief Technology Officer
Nayifat Financing Company

Numbers and facts

10—20 years of experience in IT
5—10 years of experience as a C-Level/VP in IT
Up to 500 internal users in the company
Management team of up to 50—150 people
Comprehensive digital transformation of the company to enhance its competitiveness

Brief Biography

When Khaled Salem joined Saudi Fransi Leasing as CIO and CDO, there was no strategy, no controls. He built from scratch—restructuring IT, designing a digital vision, and partnering with Oracle to create KSA's first 360-degree cloud solution for financing. Infrastructure provisioning dropped from three weeks to two hours, with full SAMA compliance.

At Bank Al Jazira, he pioneered the Middle East's first RPA system, achieving 60% staff optimization, 60% cost savings, and 40% higher customer satisfaction. Automation Anywhere recognized his groundbreaking achievement.

His personal finance app became #1 on KSA's Google and Apple stores. Global Business Outlook named it "Best New User-Friendly Mobile Application" 2024.

Khaled holds a Computer Science degree, Harvard Business School credentials, and believes technology should serve people. IDC named him among Top 50 CIOs in Saudi Arabi

Achievements

Pioneered KSA's first 360-degree Oracle cloud solution for financing, slashing infrastructure provisioning from 3 weeks to 2 hours while ensuring SAMA compliance. Launched the Middle East's first RPA system at Bank Al Jazira, achieving 60% staff optimization, 60% cost savings, and 40% higher customer satisfaction. Developed #1 ranked personal finance mobile app in KSA (Google/Apple), named "Best New User-Friendly Mobile Application" 2024 by Global Business Outlook. Transformed digital sales from 0% to 95% in 6 mont

Competencies

Digital Transformation Strategy | Fintech Innovation | Cloud Infrastructure (Oracle Certified) | Robotic Process Automation (RPA) | SAMA Regulatory Compliance | Cybersecurity Governance | Enterprise Architecture | Strategic IT Planning | Team Building & Leadership | Vendor Management | Operational Excellence | Budget Optimization | Stakeholder Engagement | Agile Methodologies | Data-Driven Decision Making | Change Management

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