Unlocking India’s Fintech Future: Collaboration, Innovation, and the Road Ahead

Andrey Demin, Deputy General Director of IVA Technologies: “Nowadays competitive ability of a business largely depends on how successfully it attracts and retains talent. Appealing working experience is becoming a key factor that impacts efficiency and drives corporate performance. Investment in corporate culture and internal communications is no longer a trend but rather a must for businesses aiming for success in today’s world”.

The Global CIO editorial team is launching a series of articles on the conditions in which IT businesses operate across different countries. The first country we’re introducing is the UAE. We asked our partners about the development of the IT sector in their countries, the specific challenges and opportunities they face, and the key factors for success in each market.

Join Alexey Chiroki, Citibank enterprise solution architect, as he explores how blockchain technology is revolutionizing financial systems. Learn how digital assets extend beyond cryptocurrencies, enabling instant global transfers, asset tokenization, and increased transparency. Discover real-world banking applications already implemented at major institutions that are making finance more efficient, secure, and accessible.

Have you ever wondered why brilliant ideas remain just ideas and don't turn into new solutions? In the new article “Creativity in the Service of IT” by Egor Ledyaev, an expert on creative tools, we will figure out how to overcome the barriers of standard thinking and launch the mechanism of real innovation.

The HR technology market is experiencing a monumental shift, driven by automation, artificial intelligence, and the evolving demands of a global workforce. With a projected market growth from USD 37.43 billion in 2023 to USD 88.38 billion by 2033, HR Tech is no longer a luxury—it’s a necessity. The growing emphasis on employee experience, operational efficiency, and data-informed strategies is pushing organizations to adopt smarter HR tools.
Companies across North America, Europe, APAC, and Latin America are leveraging these technologies to streamline human capital management and gain a competitive edge in a rapidly changing business environment.

In this article, Davron Adilkhodjaev will share insights on how strategic investments in data and AI are driving TBC Group's rapid growth in Uzbekistan. From acquiring Payme to launching the country's first fully digital bank, he’ll explain how the company achieved remarkable progress, innovated, and made a significant impact on millions of users.

Artificial intelligence is being integrated into all business spheres: from newspaper creation to banking operations. Metro Bank reduced employee time by 80% using agent AI. March saw the release of the first newspaper entirely created by AI. New models like Gemini 2.0 and Manus AI are changing the market, but challenges exist – Grok recently "went out of control" when communicating with users.

On March 25, 2025, Global CIO hosted the online International Conference "Information Technologies in the Global Retail" on Zoom and LinkedIn. The event brought together IT leaders to discuss key challenges and best practices in digital transformation, customer experience, and IT management in the retail sector.

How to choose the right path for your project? Today, many companies face a dilemma: to use low-code platforms to speed up development or invest in traditional custom development? Sergey Plashkevich, head of business development for the Low-code platform at Tsifrum (Rosatom) and the participants of the round table will share their experience in implementing low-code solutions and discuss which tasks are best suited for this approach, and in which cases it is worth preferring classical methods.

At the beginning of the year, business activity in companies picks up speed: new budgets are approved, strategic projects are launched, and the results of the previous year are summed up. All this happens against the backdrop of adaptation to the work rhythm, the formation of new plans, and spring vitamin deficiency. During this period, the concentration of attention of most employees is reduced, and the stress level, on the contrary, is consistently high. These are ideal conditions for fraudsters. Alexander Yarov, Head of Information Security at ELMA, told how to help the team remain vigilant when faced with cyber fraud.

Maxim Karankevich, Director of Digital Transformation at Ultramar, presents the Ultramar Digital Port project as the first step towards comprehensive automation of production processes at the Leningrad Region port. Over 8 months, 9 integrated systems were implemented, which allowed saving over 22 million dollars and increasing efficiency.

Artificial intelligence is no longer just a technology of the future – it is a reality that is changing business, daily life, and even creativity. But how fast is the AI project market growing? Which segments are developing the fastest and what challenges companies face when implementing AI solutions are described in the article.

The opportunity to connect with IT leaders from different countries and industries is one of the things we value most at Global CIO. Today, the Global CIO editorial team interviewed Golib Khusainov, the CIO of Uzavtosanoat.

Corporate cybersecurity, IT staffing shortages, and IT budget alignment have been pressing issues for decades. However, IT leaders have recently encountered new challenges in each of these areas. Key problems and potential solutions were discussed during the Global CIO online ideation session as part of the "Key Trends in Digital Transformation 2024" online conference.

The Examen Sentinel project arose out of a desire to improve security. In partnership with RSA Laboratories, we have developed a solution that uses data analytics and AI to proactively identify potential problems, ensuring timely medical intervention.

In 2025, HR in the IT sector will face new challenges, which is due to both the ongoing development of technologies and the transformation of this highly competitive segment of the job market.